Understanding Insurance
Understanding Insurance
INSURANCE
Insurance is one form of risk control by way of transfer / transfer risk from one party to another party in this case is an insurance company.
What is the meaning of insurance?
According to the Commercial code article 246 that "the insurance or coverage is an agreement by which an insurer is binding to an insured, to receive a premium, for reimbursement to him for any damage or loss of expected benefits that might be experienced as an event that is not necessarily" . Understanding other insurance is a risk of first-party delegation to the delegation lain.Dalam controlled by the rule of law and enactment of the principles and teachings that are universally adopted by the first or the lain.Dari terms of economics, insurance means a collection of funds that can be used to cover or provide redress to persons who suffered losses.
What are the benefits of insurance?
Besides as a form of risk (financially), insurance also has a variety of benefits which are classified into: the main function, the function of secondary and primary tambahan.Fungsi function is as a transfer of insurance risk, premium collection and a balanced fund. Insurance secondary function is to stimulate business growth, prevent loss, damage control, have social benefits and as savings. While insurance is an additional function as investment funds and invisible earnings.
Are all risks can be insured?
Not all risks can be insured. Risk-risk that can be insured is: the risk that can be measured with money, homogeneous risk (the risk the same and pretty much guaranteed by insurance), pure risk (the risk is not profitable), particular risk (the risk of individual sources), the risk that occur suddenly (accidental), insurable interest (the insured has an interest in the insured object) and the risk that is not contrary to law.
INSURANCE
Insurance is one form of risk control by way of transfer / transfer risk from one party to another party in this case is an insurance company.
What is the meaning of insurance?
According to the Commercial code article 246 that "the insurance or coverage is an agreement by which an insurer is binding to an insured, to receive a premium, for reimbursement to him for any damage or loss of expected benefits that might be experienced as an event that is not necessarily" . Understanding other insurance is a risk of first-party delegation to the delegation lain.Dalam controlled by the rule of law and enactment of the principles and teachings that are universally adopted by the first or the lain.Dari terms of economics, insurance means a collection of funds that can be used to cover or provide redress to persons who suffered losses.
What are the benefits of insurance?
Besides as a form of risk (financially), insurance also has a variety of benefits which are classified into: the main function, the function of secondary and primary tambahan.Fungsi function is as a transfer of insurance risk, premium collection and a balanced fund. Insurance secondary function is to stimulate business growth, prevent loss, damage control, have social benefits and as savings. While insurance is an additional function as investment funds and invisible earnings.
Are all risks can be insured?
Not all risks can be insured. Risk-risk that can be insured is: the risk that can be measured with money, homogeneous risk (the risk the same and pretty much guaranteed by insurance), pure risk (the risk is not profitable), particular risk (the risk of individual sources), the risk that occur suddenly (accidental), insurable interest (the insured has an interest in the insured object) and the risk that is not contrary to law.
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