Tips to Choose a Good Car Insurance
TIPS TO CHOOSE A GOOD CAR INSURANCE
Ingredients:
Inevitably, a prolonged economic crisis that happened, it was felt
difficult by almost all sectors of business activity. This condition is becoming increasingly difficult, if companies have to bear the risks that may occur on the assets supporting activities. Therefore, now is the right to transfer this risk to the insurance company as a guarantor risk. But choosing car insurance is sometimes easy and sometimes difficult.
You are looking for and confused in choosing car insurance?, Maybe a little tips below can be a consideration, I do not forget to attach the information / offers car insurance that you can learn:
Directions:
1. Quality:
Make sure the first insurance that will diipilih including insurance categories that have got prediket Best General Insurance, Indonesian Best Brand Award, Indonesian Customer Satisfaction Award. Because with this certification shows that the insurance is certainly a reliable, trusted, and proven claim responsibility in serving customers.
2. Cost Own Risk (Own Risk):
Sometimes repeatedly returned to the garage insurance is also something that makes lazy to customers, especially some insurance claim apply with the payment system OR (Own Risk) or the risk itself that on average there are 100,000 .- based per incident, per impact, and so on, of course it makes you burdened with the cost claim of many to pay OR if often repeated to the garage insurance that is not necessarily the result of his work satisfying the customer, because done by a garage who carelessly or non-authorized. Sometimes the paint stripes Betong make your car's body image as if it had tremendous impact this would make the value of your car sales slump. Although the customer can complain to the insurance, but how long the loss of your time wasted. It's good for a very busy and lazy to go back and forth to the garage should choose the insurance that insurance can receive 1 (one) time only claim but a collection of some conflict / collisions in different events, so maybe in a year just 1 time and sufficient insurance to pay repair OR body once your car smoothly back because done by a reliable repair shop or authorized repair shop (authorized). Cost-effective and efficient.
3. Claim Process:
As to the insurance claim process should be examined first, there are several car insurance at the time of receiving the customer claim process is very complicated and have to do some things that should not be done, sometimes at survey should be debated first. Sometimes it takes several days just to wait for Work Order issued by the insurance company for the repair shop could fix our car. Things like this can sometimes make customers feel ignored and a lot of time tebuang just to wait for a paper / letter. Leave a process that has been kunoseperti this, you should choose the insurance that is not complicated when the claim, less than 30 minutes Work Order is in your hands so you stay menenetukan when to shop insurance.
4. Work:
Many insurance that applies some cheap rate, but what if the workshop is not qualified associates alias perfunctory and unsatisfactory customer. Sometimes paint your car look even striped Betong make your car's body image as if it had tremendous impact this would make the value of your car sales slump. Although the customer can complain to the insurance, but how long the loss of your time wasted. Pay attention to this and select the insurance with a trusted partner workshops and official (authorized). Remember that your vehicle is a valuable asset, do not Sepelekan using dubious insurance services only because of the difference a few dollars only premium price
5. Spare Parts (Spare Parts):
Spare parts are an important part in your car, make sure the insurance guarantees that use original spare parts and warranty. Be careful with insurance that does not guarantee this so that it can be fatal.
6. Responsibilities of the Third Party (TJH / TPL) and PA (Personal Accident):
This feature should be observed carefully, because when a collision accident (eg hit the motor) at times - sometimes the 3rd party even more severe damage than us. Here the role of this feature is required, you should select the insurance with third-party liability is great that you are not burdened with extra costs. Likewise with personal accident protection features driver / passenger it is also very necessary. Choose the insurance that is included with this feature.
7. Free Services 24 Hour Protection:
This is a very, very important when we choose car insurance, car insurance that many rely on and provide cheap rates only protection but the service is not satisfactory, not 24 hour service, hard service telephone number be reached even at times no one answered, sometimes Sometimes areas are also very limited protection at all times even just in the downtown area alone. Apart from the big cities can make you suffer when there is a problem with your car like a strike on a highway because a flat tire, need towing, lock left behind in the car, ran out of fuel, etc.. Leave these worries, select insurance with 24-hour alertness and extensive protection areas across the country. So if you are touring out of town who did not worry much if something goes wrong with your car. This feature needs to be considered for those of you who love to travel far (touring).
8. SRCC (Strike, Riot and Civil Commotion - Riots, Strikes and Riot & Flood):
Features of this insurance highly recommended that to ensure the risk due to the disturbance of public order committed by a group of people, as well as the authorities act in response to such interference, whether related to the strike and the barring of work, and bear the civil unrest that are politically motivated. Also the expansion of insurance cover loss caused by water overflowing out of the normal limit water rivers, lakes, swamps, jebolnya floodgates, dams jebolnya, continuous rain that can not be accommodated by water channels. Damage due to flooding include damage to the interior, exterior, dashboard panel, mechanical, electrical and other damage on the vehicle bemotor insured. Select insurance which includes this feature.
9. Flexible In Payment:
Choose a car insurance premium payments flexible, can be made by cash, transfer, or credit card (Visa / Mastercard). This may help your financial management.
Ingredients:
Inevitably, a prolonged economic crisis that happened, it was felt
difficult by almost all sectors of business activity. This condition is becoming increasingly difficult, if companies have to bear the risks that may occur on the assets supporting activities. Therefore, now is the right to transfer this risk to the insurance company as a guarantor risk. But choosing car insurance is sometimes easy and sometimes difficult.
You are looking for and confused in choosing car insurance?, Maybe a little tips below can be a consideration, I do not forget to attach the information / offers car insurance that you can learn:
Directions:
1. Quality:
Make sure the first insurance that will diipilih including insurance categories that have got prediket Best General Insurance, Indonesian Best Brand Award, Indonesian Customer Satisfaction Award. Because with this certification shows that the insurance is certainly a reliable, trusted, and proven claim responsibility in serving customers.
2. Cost Own Risk (Own Risk):
Sometimes repeatedly returned to the garage insurance is also something that makes lazy to customers, especially some insurance claim apply with the payment system OR (Own Risk) or the risk itself that on average there are 100,000 .- based per incident, per impact, and so on, of course it makes you burdened with the cost claim of many to pay OR if often repeated to the garage insurance that is not necessarily the result of his work satisfying the customer, because done by a garage who carelessly or non-authorized. Sometimes the paint stripes Betong make your car's body image as if it had tremendous impact this would make the value of your car sales slump. Although the customer can complain to the insurance, but how long the loss of your time wasted. It's good for a very busy and lazy to go back and forth to the garage should choose the insurance that insurance can receive 1 (one) time only claim but a collection of some conflict / collisions in different events, so maybe in a year just 1 time and sufficient insurance to pay repair OR body once your car smoothly back because done by a reliable repair shop or authorized repair shop (authorized). Cost-effective and efficient.
3. Claim Process:
As to the insurance claim process should be examined first, there are several car insurance at the time of receiving the customer claim process is very complicated and have to do some things that should not be done, sometimes at survey should be debated first. Sometimes it takes several days just to wait for Work Order issued by the insurance company for the repair shop could fix our car. Things like this can sometimes make customers feel ignored and a lot of time tebuang just to wait for a paper / letter. Leave a process that has been kunoseperti this, you should choose the insurance that is not complicated when the claim, less than 30 minutes Work Order is in your hands so you stay menenetukan when to shop insurance.
4. Work:
Many insurance that applies some cheap rate, but what if the workshop is not qualified associates alias perfunctory and unsatisfactory customer. Sometimes paint your car look even striped Betong make your car's body image as if it had tremendous impact this would make the value of your car sales slump. Although the customer can complain to the insurance, but how long the loss of your time wasted. Pay attention to this and select the insurance with a trusted partner workshops and official (authorized). Remember that your vehicle is a valuable asset, do not Sepelekan using dubious insurance services only because of the difference a few dollars only premium price
5. Spare Parts (Spare Parts):
Spare parts are an important part in your car, make sure the insurance guarantees that use original spare parts and warranty. Be careful with insurance that does not guarantee this so that it can be fatal.
6. Responsibilities of the Third Party (TJH / TPL) and PA (Personal Accident):
This feature should be observed carefully, because when a collision accident (eg hit the motor) at times - sometimes the 3rd party even more severe damage than us. Here the role of this feature is required, you should select the insurance with third-party liability is great that you are not burdened with extra costs. Likewise with personal accident protection features driver / passenger it is also very necessary. Choose the insurance that is included with this feature.
7. Free Services 24 Hour Protection:
This is a very, very important when we choose car insurance, car insurance that many rely on and provide cheap rates only protection but the service is not satisfactory, not 24 hour service, hard service telephone number be reached even at times no one answered, sometimes Sometimes areas are also very limited protection at all times even just in the downtown area alone. Apart from the big cities can make you suffer when there is a problem with your car like a strike on a highway because a flat tire, need towing, lock left behind in the car, ran out of fuel, etc.. Leave these worries, select insurance with 24-hour alertness and extensive protection areas across the country. So if you are touring out of town who did not worry much if something goes wrong with your car. This feature needs to be considered for those of you who love to travel far (touring).
8. SRCC (Strike, Riot and Civil Commotion - Riots, Strikes and Riot & Flood):
Features of this insurance highly recommended that to ensure the risk due to the disturbance of public order committed by a group of people, as well as the authorities act in response to such interference, whether related to the strike and the barring of work, and bear the civil unrest that are politically motivated. Also the expansion of insurance cover loss caused by water overflowing out of the normal limit water rivers, lakes, swamps, jebolnya floodgates, dams jebolnya, continuous rain that can not be accommodated by water channels. Damage due to flooding include damage to the interior, exterior, dashboard panel, mechanical, electrical and other damage on the vehicle bemotor insured. Select insurance which includes this feature.
9. Flexible In Payment:
Choose a car insurance premium payments flexible, can be made by cash, transfer, or credit card (Visa / Mastercard). This may help your financial management.
Subscribe to:
Post Comments (Atom)
0 comments:
Post a Comment