Takaful Abror (Car Insurance)

Takaful Abror (Car Insurance)
Takaful products that replace losses caused by motor vehicle accidents, theft and legal liability to third parties.

Vehicles permitted:

    * Use of teaching: Personal / Office
    * Type of teaching: Cars, Jeeps, Station Wagon and Minibuses
    * Age of vehicles: 0-7 years

Additional benefits and services provided:

    * Accident / PA driver's maximum Rp. 15,000,000 per driver
    * Accident / PA passengers maximum Rp. 5,000,000 per passenger with a maximum total passenger 7 persons.
    * Ambulance Fee (unlimited)
    * The cost of emergency repair, max USD. 500,000 (including costs of towing, service and spare parts)
    * Maintenance costs due to accidents (Medical expenses) at the time of the insured maximum dikendaraan USD. 5,000,000 for all passengers and / or driver, with a maximum of Rp. 1,000,000 per person per event.
    * Reimbursement of transportation money, per day USD. 200.000 starting from the 11th calendar day after the car in the workshop agreed, during the 10-day maximum period of replacement. Transportation reimbursement will be paid after the KBM was repaired by the garage.
    * Official Workshops / Partners
    * New Cars Benefits (Max age is 6 months from the KBM out at authorized dealers cars as new car)
    * Vehicle registration * Extension Service (Greater Jakarta)
    * Flood and Stroom
    * Eathquake, Tsunami, Volcanic Eruption
    * Terrorism & Sabotage
    * Strike, Riot, Civil Commotion
    * Derek costs due to accident (without limitation)
    * 24 Hours * claim assistance (Greater Jakarta)
    * Third Party Liability Rp. 25,000,000

Takaful deductibles Abror

    * Minimum Deductible for Partial Loss or Constructive Total Loss USD. 200,000
    * Deductible Total Loss due to theft: 10% of claims
    * Flood & Windstorm: 10% of Claim, minimum Rp. 200,000.
    * Eathquake, Tsunami, Volcanic Eruption: 10% of Claim, minimum Rp. 200,000.
    * Terrorism & Sabotage:

      1) 5% of SI for a total loss,

      2) USD. 200,000 for partial loss
    * Strike, Riot, Civil Commotion:

      1) 5% of SI for the total loss

      2) USD. 200,000 for partial loss

Commercial Motor Vehicle Claims Procedures

    * Report the claim no later than 3 x 24 hours (weekdays) since the incident.
    * Reporting to verbally, via telephone or via letter, addressed to the General Takaful Insurance Co. claims nearby.
    * Bring a copy of the document claim repayment of the premium, the SIM copy the driver, copy of vehicle registration, and a copy of the Motor Vehicle Insurance Policy.
    * For cases involving third parties (TPL) and some cases of theft or partial loss, must be equipped Ash Local police report.
    * In emergency conditions and events outside working hours, can contact the nearest Partners Workshop.

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